Already have health insurance at work? Basic questions answered


QUESTION: What if my employer already provides me with health insurance?
ANSWER: Nearly everyone has the option of purchasing a policy on the Michigan Health Insurance Marketplace, or state exchange. However, if your employer offers adequate insurance (see below), you won't get federal tax credits to reduce your costs.
Q: Does my employer have to carry a minimum level of coverage?
A: Employers with at least 50 employees must provide “affordable” coverage that meets a “minimum value.” Those phrases are key, and most large employer-sponsored plans presently meet those requirements.... read more

 
19 March 2014 in Regional, Views: 11
 


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